/* Precision 1031 design system */
@font-face { font-family: "Inter Tight"; font-style: normal; font-weight: 100 900; font-display: swap;
  src: url(/assets/fonts/NGSwv5HMAFg6IuGlBNMjxLsH8ag.woff2) format("woff2"); }
@font-face { font-family: "Instrument Sans"; font-style: normal; font-weight: 400 700; font-display: swap;
  src: url(/assets/fonts/pxiTypc9vsFDm051Uf6KVwgkfoSxQ0GsQv8ToedPibnr0SZe1Q.woff2) format("woff2"); }
@font-face { font-family: "Instrument Sans"; font-style: italic; font-weight: 400 700; font-display: swap;
  src: url(/assets/fonts/pxitypc9vsFDm051Uf6KVwgkfoSbSnNPooZAN0lInHGpCWNu15GR.woff2) format("woff2"); }

:root {
  --navy: #0f1c4d;
  --navy-900: #0a1438;
  --navy-700: #1d2c66;
  --navy-50: #eef1f8;
  --ink: #101828;
  --body: #3d4a5c;
  --muted: #667085;
  --line: #e4e7ec;
  --soft: #f6f7fa;
  --white: #fff;
  --brass: #b08d57;
  --brass-soft: #f5efe5;
  --green: #12805c;
  --radius: 14px;
  --radius-sm: 10px;
  --shadow: 0 1px 2px rgba(16,24,40,.04), 0 8px 24px rgba(16,24,40,.06);
  --max: 1200px;
  --font-head: "Inter Tight", "Helvetica Neue", Arial, sans-serif;
  --font-body: "Instrument Sans", "Helvetica Neue", Arial, sans-serif;
}
*, *::before, *::after { box-sizing: border-box; }
html { overflow-x: clip; -webkit-text-size-adjust: 100%; scroll-behavior: smooth; scroll-padding-top: 96px; }
body { overflow-x: clip; margin: 0; font-family: var(--font-body); font-size: 17px; line-height: 1.65; color: var(--body); background: var(--white);
  -webkit-font-smoothing: antialiased; text-rendering: optimizeLegibility; }
img { max-width: 100%; height: auto; display: block; }
a { color: var(--navy); text-decoration-thickness: 1px; text-underline-offset: 3px; }
a:hover { color: var(--navy-700); }
h1, h2, h3, h4, h5 { font-family: var(--font-head); color: var(--ink); line-height: 1.15; letter-spacing: -0.02em; margin: 0 0 .5em; font-weight: 600; }
h1 { font-size: clamp(2.3rem, 4.6vw, 3.6rem); letter-spacing: -0.03em; }
h2 { font-size: clamp(1.8rem, 3.2vw, 2.6rem); }
h3 { font-size: 1.3rem; letter-spacing: -0.01em; }
h4 { font-size: 1.08rem; letter-spacing: -0.005em; }
p { margin: 0 0 1em; }
ul, ol { margin: 0 0 1em; padding-left: 1.25em; }
li { margin: .3em 0; }
strong { color: var(--ink); font-weight: 600; }
.skip { position: absolute; left: -999px; top: 8px; background: var(--white); padding: 8px 12px; z-index: 1000; }
.skip:focus { left: 8px; }
:focus-visible { outline: 3px solid #7c94e6; outline-offset: 2px; border-radius: 4px; }

.wrap { width: 100%; max-width: var(--max); margin: 0 auto; padding: 0 24px; }
.wrap-narrow { max-width: 780px; }
.section { padding: 96px 0; }
.section-sm { padding: 64px 0; }
.bg-soft { background: var(--soft); }
.bg-navy { background: var(--navy); color: #c9d1ea; }
.bg-navy h1, .bg-navy h2, .bg-navy h3, .bg-navy h4, .bg-navy strong { color: var(--white); }
.bg-navy a:not(.btn) { color: var(--white); }
.eyebrow { display: inline-block; font-family: var(--font-body); font-size: .78rem; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; color: var(--brass); margin-bottom: 14px; }
.bg-navy .eyebrow { color: #d9bf8f; }
.lead { font-size: 1.2rem; line-height: 1.6; color: var(--body); }
.bg-navy .lead { color: #c9d1ea; }
.section-head { max-width: 760px; margin-bottom: 48px; }
.section-head.center { margin-left: auto; margin-right: auto; text-align: center; }
.section-head p { font-size: 1.1rem; }
.muted { color: var(--muted); }
.small { font-size: .92rem; }

/* Buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 10px; font-family: var(--font-body); font-weight: 600; font-size: 1rem;
  line-height: 1; padding: 16px 24px; border-radius: 999px; text-decoration: none; border: 1.5px solid transparent; cursor: pointer; transition: background .15s, color .15s, border-color .15s, transform .15s; white-space: nowrap; }
.btn:hover { transform: translateY(-1px); }
.btn-primary { background: var(--navy); color: var(--white); }
.btn-primary:hover { background: var(--navy-700); color: var(--white); }
.btn-light { background: var(--white); color: var(--navy); }
.btn-light:hover { background: var(--navy-50); color: var(--navy); }
.btn-outline { border-color: var(--line); color: var(--ink); background: var(--white); }
.btn-outline:hover { border-color: var(--navy); color: var(--navy); }
.bg-navy .btn-outline, .hero .btn-outline { background: transparent; color: var(--white); border-color: rgba(255,255,255,.35); }
.bg-navy .btn-outline:hover, .hero .btn-outline:hover { border-color: var(--white); color: var(--white); }
.btn .arrow { width: 16px; height: 16px; }
.btn-row { display: flex; flex-wrap: wrap; gap: 12px; }
.text-link { font-weight: 600; text-decoration: none; display: inline-flex; align-items: center; gap: 6px; }
.text-link:hover { text-decoration: underline; }

/* Header */
.topbar { background: var(--navy-900); color: #b9c3e3; font-size: .85rem; }
.topbar .wrap { display: flex; justify-content: space-between; align-items: center; gap: 16px; min-height: 38px; }
.topbar a { color: var(--white); text-decoration: none; font-weight: 600; }
.topbar .tb-right { display: flex; gap: 22px; align-items: center; }
.site-header { position: sticky; top: 0; z-index: 50; background: rgba(255,255,255,.96); backdrop-filter: saturate(160%) blur(8px); border-bottom: 1px solid var(--line); }
.site-header .wrap { display: flex; align-items: center; gap: 28px; min-height: 76px; }
.logo { display: block; flex: 0 0 auto; }
.logo img { height: 46px; width: auto; }
.nav { display: flex; align-items: center; gap: 4px; margin-left: auto; }
.nav > ul { display: flex; align-items: center; gap: 2px; list-style: none; margin: 0; padding: 0; }
.nav li { position: relative; margin: 0; }
.nav > ul > li > a, .nav > ul > li > button { font: 500 .97rem var(--font-body); color: var(--ink); text-decoration: none; padding: 10px 14px; border-radius: 8px; background: none; border: 0; cursor: pointer; display: inline-flex; align-items: center; gap: 6px; }
.nav > ul > li > a:hover, .nav > ul > li > button:hover, .nav li.open > button { background: var(--soft); color: var(--navy); }
.nav a[aria-current="page"] { color: var(--navy); font-weight: 600; }
.nav .chev { width: 12px; height: 12px; transition: transform .2s; }
.nav li.open .chev { transform: rotate(180deg); }
.dropdown { position: absolute; top: calc(100% + 8px); left: -8px; min-width: 290px; background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); box-shadow: 0 16px 40px rgba(16,24,40,.12);
  padding: 8px; list-style: none; margin: 0; opacity: 0; visibility: hidden; transform: translateY(6px); transition: opacity .15s, transform .15s, visibility .15s; }
.nav li.open > .dropdown, .nav li:hover > .dropdown, .nav li:focus-within > .dropdown { opacity: 1; visibility: visible; transform: none; }
.dropdown a { display: block; padding: 10px 12px; border-radius: 8px; color: var(--ink); text-decoration: none; font-size: .95rem; }
.dropdown a:hover { background: var(--soft); color: var(--navy); }
.dropdown a small { display: block; color: var(--muted); font-size: .83rem; margin-top: 2px; }
.header-cta { margin-left: 8px; padding: 13px 20px; font-size: .95rem; }
.menu-toggle { display: none; margin-left: auto; background: none; border: 1px solid var(--line); border-radius: 10px; width: 44px; height: 44px; align-items: center; justify-content: center; cursor: pointer; color: var(--ink); }

/* Hero */
.hero { background: radial-gradient(1200px 500px at 85% -10%, rgba(176,141,87,.18), transparent 60%), linear-gradient(180deg, var(--navy) 0%, var(--navy-900) 100%); color: #c9d1ea; padding: 96px 0 0; overflow: hidden; }
.hero h1 { color: var(--white); max-width: 15ch; }
.hero .lead { color: #c9d1ea; max-width: 56ch; margin-bottom: 32px; }
.hero-grid { display: grid; grid-template-columns: 1.15fr .85fr; gap: 56px; align-items: end; }
.hero-copy { padding-bottom: 96px; }
.hero-media { position: relative; align-self: stretch; min-height: 460px; }
.hero-media img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; border-radius: 20px 20px 0 0; }
.hero-card { position: absolute; left: -32px; bottom: 32px; background: var(--white); color: var(--body); border-radius: var(--radius); box-shadow: 0 20px 50px rgba(5,10,30,.35); padding: 22px 24px; max-width: 300px; }
.hero-card .big { font: 700 2.2rem/1 var(--font-head); color: var(--navy); letter-spacing: -0.02em; }
.hero-card p { margin: 6px 0 0; font-size: .95rem; }
.hero-note { margin-top: 20px; font-size: .95rem; color: #aeb8da; }
.hero-note strong { color: var(--white); }

.trust { background: var(--white); border-bottom: 1px solid var(--line); }
.trust ul { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(4, 1fr); }
.trust li { margin: 0; padding: 26px 24px; display: flex; gap: 14px; align-items: flex-start; border-left: 1px solid var(--line); }
.trust li:first-child { border-left: 0; padding-left: 0; }
.trust .ic { flex: 0 0 40px; height: 40px; border-radius: 10px; background: var(--navy-50); color: var(--navy); display: grid; place-items: center; }
.trust .ic svg { width: 20px; height: 20px; }
.trust strong { display: block; font-family: var(--font-head); font-size: 1rem; line-height: 1.3; }
.trust span { font-size: .9rem; color: var(--muted); line-height: 1.45; display: block; margin-top: 3px; }

/* Grids and cards */
.grid { display: grid; gap: 24px; }
.g2 { grid-template-columns: repeat(2, 1fr); }
.g3 { grid-template-columns: repeat(3, 1fr); }
.g4 { grid-template-columns: repeat(4, 1fr); }
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
.split.top { align-items: start; }
.split-img img { border-radius: 20px; width: 100%; aspect-ratio: 4/3.4; object-fit: cover; }
.card { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; }
.card h3 { font-size: 1.15rem; margin-bottom: 10px; }
.card p:last-child { margin-bottom: 0; }
.card .num { font: 600 .8rem var(--font-body); letter-spacing: .12em; color: var(--brass); display: block; margin-bottom: 14px; }
.bg-soft .card { border-color: transparent; box-shadow: var(--shadow); }
.service-card { display: flex; flex-direction: column; text-decoration: none; color: var(--body); transition: border-color .15s, box-shadow .15s, transform .15s; }
.service-card:hover { border-color: #c7cee3; box-shadow: var(--shadow); transform: translateY(-2px); color: var(--body); }
.service-card h3 { color: var(--ink); }
.service-card .more { margin-top: auto; padding-top: 16px; font-weight: 600; color: var(--navy); display: inline-flex; gap: 6px; align-items: center; }
.service-card .ic { width: 44px; height: 44px; border-radius: 12px; background: var(--navy-50); color: var(--navy); display: grid; place-items: center; margin-bottom: 18px; }
.service-card .ic svg { width: 22px; height: 22px; }

/* Q&A list */
.qa { display: grid; grid-template-columns: repeat(2, 1fr); gap: 0 56px; }
.qa-item { padding: 22px 0; border-top: 1px solid var(--line); }
.qa-item h3 { font-size: 1.05rem; margin-bottom: 6px; display: flex; gap: 12px; }
.qa-item h3 .check { flex: 0 0 22px; height: 22px; margin-top: 1px; color: var(--green); }
.qa-item p { margin: 0 0 0 34px; }

/* Steps */
.steps { counter-reset: s; display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.step { position: relative; padding: 32px 28px 28px; background: var(--white); border-radius: var(--radius); box-shadow: var(--shadow); }
.step::before { counter-increment: s; content: counter(s); width: 40px; height: 40px; border-radius: 50%; background: var(--navy); color: var(--white); display: grid; place-items: center; font: 600 1rem var(--font-head); margin-bottom: 18px; }
.step .tag { font-size: .85rem; color: var(--muted); margin-top: 8px; }
.deadline-band { margin-top: 32px; display: flex; align-items: center; justify-content: space-between; gap: 24px; background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); padding: 24px 28px; }
.deadline-band strong { font-family: var(--font-head); font-size: 1.1rem; }
.deadline-band p { margin: 4px 0 0; }
.deadline-band .btn-row { flex-wrap: nowrap; }
@media (max-width: 640px) { .deadline-band .btn-row { flex-wrap: wrap; } }

/* Facts list */
.facts { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
.fact { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-sm); padding: 18px 20px; }
.fact dt { font-size: .78rem; letter-spacing: .1em; text-transform: uppercase; color: var(--muted); font-weight: 600; margin-bottom: 4px; }
.fact dd { margin: 0; color: var(--ink); font-weight: 500; }
.callout { border-left: 3px solid var(--brass); background: var(--brass-soft); border-radius: 0 var(--radius-sm) var(--radius-sm) 0; padding: 18px 22px; color: var(--ink); }
.callout p:last-child { margin: 0; }

/* FAQ accordion */
.faq { border-top: 1px solid var(--line); }
.faq details { border-bottom: 1px solid var(--line); }
.faq summary { list-style: none; cursor: pointer; padding: 22px 48px 22px 0; position: relative; font: 600 1.1rem/1.35 var(--font-head); color: var(--ink); letter-spacing: -0.01em; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: ""; position: absolute; right: 6px; top: 50%; width: 14px; height: 14px; margin-top: -7px;
  background: linear-gradient(currentColor,currentColor) center/14px 2px no-repeat, linear-gradient(currentColor,currentColor) center/2px 14px no-repeat; transition: transform .2s; color: var(--navy); }
.faq details[open] summary::after { background: linear-gradient(currentColor,currentColor) center/14px 2px no-repeat; }
.faq details > div { padding: 0 48px 22px 0; }
.faq details > div p:last-child { margin: 0; }
.bg-navy .faq, .bg-navy .faq details { border-color: rgba(255,255,255,.15); }
.bg-navy .faq summary { color: var(--white); }
.bg-navy .faq summary::after { color: var(--white); }

/* CTA band */
.cta-band { background: linear-gradient(135deg, var(--navy) 0%, var(--navy-900) 100%); color: #c9d1ea; border-radius: 24px; padding: 56px; display: grid; grid-template-columns: 1.3fr 1fr; gap: 40px; align-items: center; }
.cta-band h2 { color: var(--white); margin-bottom: 12px; }
.cta-band p { margin: 0; font-size: 1.08rem; }
.cta-contact { display: grid; gap: 12px; justify-items: start; }
.cta-contact a.plain { color: var(--white); text-decoration: none; font-weight: 600; font-size: 1.1rem; display: inline-flex; gap: 10px; align-items: center; }
.cta-contact svg { width: 18px; height: 18px; opacity: .8; }

/* Page hero (inner pages) */
.page-hero { background: var(--soft); border-bottom: 1px solid var(--line); padding: 72px 0 64px; }
.page-hero h1 { font-size: clamp(2.1rem, 4vw, 3.1rem); max-width: 22ch; }
.page-hero .lead { max-width: 62ch; margin-bottom: 0; }
.crumbs { font-size: .88rem; color: var(--muted); margin-bottom: 18px; }
.crumbs a { color: var(--muted); text-decoration: none; }
.crumbs a:hover { color: var(--navy); text-decoration: underline; }
.crumbs span { margin: 0 8px; opacity: .6; }

/* Service page */
.svc-layout { display: grid; grid-template-columns: minmax(0, 1fr) 380px; gap: 56px; align-items: start; }
.svc-body h2 { font-size: 1.6rem; margin-top: 8px; }
.svc-body section + section { margin-top: 48px; }
.svc-body ol, .svc-body ul { padding-left: 1.3em; }
.svc-body ol li::marker { color: var(--navy); font-weight: 600; }
.sticky-card { position: sticky; top: 100px; }
.side-card { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; box-shadow: var(--shadow); }
.side-card h3 { font-size: 1.2rem; }
.side-card .btn { width: 100%; margin-top: 8px; }
.side-card .phone { display: block; text-align: center; margin-top: 14px; font-weight: 600; text-decoration: none; }
.svc-img { border-radius: var(--radius); overflow: hidden; margin-bottom: 24px; }
.svc-img img { width: 100%; aspect-ratio: 16/10; object-fit: cover; }
.other-services { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.other-services a { display: block; padding: 18px 20px; border: 1px solid var(--line); border-radius: var(--radius-sm); text-decoration: none; color: var(--ink); font-weight: 600; font-family: var(--font-head); background: var(--white); }
.other-services a:hover { border-color: var(--navy); color: var(--navy); }

/* Forms */
.form-card { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); padding: 32px; box-shadow: var(--shadow); }
.form-card h2, .form-card h3 { margin-bottom: 6px; }
.fgrid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px 18px; margin-top: 22px; }
.field { display: flex; flex-direction: column; gap: 6px; }
.field.full { grid-column: 1 / -1; }
.field label { font-size: .9rem; font-weight: 600; color: var(--ink); }
.field label .req { color: #b42318; margin-left: 2px; }
.field input, .field select, .field textarea { font: inherit; font-size: 1rem; color: var(--ink); background: var(--white); border: 1px solid #d0d5dd; border-radius: 10px; padding: 12px 14px; width: 100%; transition: border-color .15s, box-shadow .15s; }
.field textarea { min-height: 120px; resize: vertical; }
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--navy); box-shadow: 0 0 0 4px rgba(15,28,77,.12); }
.field.has-error input, .field.has-error select, .field.has-error textarea { border-color: #d92d20; }
.field .err { color: #b42318; font-size: .85rem; }
.check-field { grid-column: 1 / -1; display: flex; gap: 10px; align-items: flex-start; font-size: .92rem; }
.check-field input { width: 18px; height: 18px; margin-top: 3px; accent-color: var(--navy); flex: 0 0 auto; }
.check-field.has-error { color: #b42318; }
.checks { display: grid; grid-template-columns: 1fr 1fr; gap: 8px 16px; }
.checks label { font-weight: 400; display: flex; gap: 8px; align-items: center; font-size: .95rem; }
.checks input { width: 17px; height: 17px; accent-color: var(--navy); }
.form-actions { margin-top: 22px; display: flex; align-items: center; gap: 16px; flex-wrap: wrap; }
.form-actions .note { font-size: .88rem; color: var(--muted); }
.form-status { display: none; text-align: center; padding: 24px 8px; }
.form-status h3 { font-size: 1.5rem; }
.form-status .ok-ic { width: 56px; height: 56px; border-radius: 50%; background: #e7f6ef; color: var(--green); display: grid; place-items: center; margin: 0 auto 16px; }
.form-status .ok-ic svg { width: 28px; height: 28px; }
.form-card.sent form, .form-card.failed form { display: none; }
.form-card.sent .form-status.ok, .form-card.failed .form-status.fail { display: block; }
.form-card.sending button[type=submit] { opacity: .6; pointer-events: none; }
.hp { position: absolute !important; left: -9999px !important; width: 1px; height: 1px; overflow: hidden; }

/* Blog */
.post-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.post-card { display: flex; flex-direction: column; text-decoration: none; color: var(--body); }
.post-card .thumb { border-radius: var(--radius); overflow: hidden; aspect-ratio: 16/10; background: var(--soft); margin-bottom: 18px; }
.post-card .thumb img { width: 100%; height: 100%; object-fit: cover; transition: transform .4s; }
.post-card:hover .thumb img { transform: scale(1.03); }
.post-card h3 { font-size: 1.15rem; line-height: 1.3; margin-bottom: 8px; color: var(--ink); }
.post-card:hover h3 { color: var(--navy); }
.post-card .meta { font-size: .85rem; color: var(--muted); margin-bottom: 8px; }
.post-card p { font-size: .97rem; margin: 0; display: -webkit-box; -webkit-line-clamp: 3; -webkit-box-orient: vertical; overflow: hidden; }
.post-feature { display: grid; grid-template-columns: 1.2fr 1fr; gap: 40px; align-items: center; text-decoration: none; color: var(--body); margin-bottom: 64px; }
.post-feature .thumb { border-radius: 20px; overflow: hidden; aspect-ratio: 16/10; }
.post-feature .thumb img { width: 100%; height: 100%; object-fit: cover; }
.post-feature h2 { color: var(--ink); }
.post-feature:hover h2 { color: var(--navy); }
.pager { display: flex; justify-content: center; gap: 8px; margin-top: 48px; flex-wrap: wrap; }
.pager button { min-width: 42px; height: 42px; padding: 0 12px; border-radius: 10px; border: 1px solid var(--line); background: var(--white); font: 600 .95rem var(--font-body); color: var(--ink); cursor: pointer; }
.pager button[aria-current="page"] { background: var(--navy); border-color: var(--navy); color: var(--white); }
.pager button:disabled { opacity: .4; cursor: default; }
.article-hero { padding: 64px 0 40px; }
.article-hero h1 { font-size: clamp(2rem, 4vw, 3rem); max-width: 24ch; }
.article-meta { display: flex; gap: 10px; align-items: center; color: var(--muted); font-size: .95rem; flex-wrap: wrap; }
.article-meta .dot { opacity: .5; }
.article-img { border-radius: 20px; overflow: hidden; margin: 8px 0 0; }
.article-img img { width: 100%; aspect-ratio: 16/8; object-fit: cover; }
.article-layout { display: grid; grid-template-columns: minmax(0, 720px) 300px; gap: 72px; justify-content: space-between; align-items: start; }
.prose { font-size: 1.1rem; line-height: 1.75; color: #344054; }
.prose h2 { font-size: 1.75rem; margin: 1.8em 0 .55em; }
.prose h3 { font-size: 1.3rem; margin: 1.6em 0 .5em; }
.prose h2:first-child, .prose h3:first-child { margin-top: 0; }
.prose p, .prose ul, .prose ol { margin-bottom: 1.15em; }
.prose li { margin: .45em 0; }
.prose img { border-radius: var(--radius); margin: 1.5em 0; }
.prose table { width: 100%; border-collapse: collapse; font-size: .97rem; margin: 1.5em 0; }
.prose th, .prose td { border: 1px solid var(--line); padding: 10px 12px; text-align: left; vertical-align: top; }
.prose th { background: var(--soft); color: var(--ink); }
.prose blockquote { margin: 1.5em 0; padding: 4px 0 4px 20px; border-left: 3px solid var(--brass); color: var(--ink); font-style: italic; }
.prose a { color: var(--navy); }
.post-nav { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-top: 56px; padding-top: 32px; border-top: 1px solid var(--line); }
.post-nav a { display: block; text-decoration: none; padding: 18px 20px; border: 1px solid var(--line); border-radius: var(--radius-sm); color: var(--ink); }
.post-nav a:hover { border-color: var(--navy); }
.post-nav small { display: block; color: var(--muted); font-size: .82rem; margin-bottom: 4px; }
.post-nav .next { text-align: right; }
.post-nav span { font-family: var(--font-head); font-weight: 600; }
.disclaimer { font-size: .85rem; color: var(--muted); margin-top: 40px; padding-top: 20px; border-top: 1px solid var(--line); }

/* Footer */
.site-footer { background: var(--navy-900); color: #a9b3d6; padding: 72px 0 32px; font-size: .95rem; }
.site-footer a { color: #dfe4f5; text-decoration: none; }
.site-footer a:hover { color: var(--white); text-decoration: underline; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 40px; }
.footer-grid h4 { color: var(--white); font-size: .82rem; letter-spacing: .12em; text-transform: uppercase; font-family: var(--font-body); font-weight: 600; margin-bottom: 16px; }
.footer-grid ul { list-style: none; padding: 0; margin: 0; }
.footer-grid li { margin: 0 0 10px; }
.footer-brand img { height: 46px; width: auto; margin-bottom: 18px; }
.footer-brand p { max-width: 36ch; }
.footer-bottom { margin-top: 56px; padding-top: 24px; border-top: 1px solid rgba(255,255,255,.12); display: flex; justify-content: space-between; gap: 24px; flex-wrap: wrap; font-size: .85rem; color: #8590ba; }
.footer-bottom p { margin: 0; max-width: 80ch; }

/* Reveal */
.reveal { opacity: 0; transform: translateY(14px); transition: opacity .6s ease-out, transform .6s ease-out; }
.reveal.in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) { .reveal { opacity: 1; transform: none; transition: none; } html { scroll-behavior: auto; } }

/* Responsive */
@media (max-width: 1100px) {
  .nav > ul > li > a, .nav > ul > li > button { padding: 10px 10px; font-size: .93rem; }
  .other-services { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 980px) {
  body { font-size: 16.5px; }
  .section { padding: 72px 0; }
  .menu-toggle { display: inline-flex; }
  .header-cta { display: none; }
  .site-header { backdrop-filter: none; background: var(--white); }
  .nav { position: fixed; inset: var(--nav-top, 76px) 0 0 0; background: var(--white); display: block; padding: 16px 24px 40px; overflow-y: auto; transform: translateX(100%); transition: transform .25s ease; margin: 0; border-top: 1px solid var(--line); }
  .nav { visibility: hidden; }
  .nav.open { transform: none; visibility: visible; }
  .nav > ul { flex-direction: column; align-items: stretch; gap: 0; }
  .nav > ul > li { border-bottom: 1px solid var(--line); }
  .nav > ul > li > a, .nav > ul > li > button { width: 100%; justify-content: space-between; padding: 16px 4px; font-size: 1.05rem; border-radius: 0; }
  .nav > ul > li > a:hover, .nav > ul > li > button:hover, .nav li.open > button { background: none; }
  .dropdown { position: static; opacity: 1; visibility: visible; transform: none; box-shadow: none; border: 0; padding: 0 0 12px 8px; display: none; min-width: 0; }
  .nav li.open > .dropdown { display: block; }
  .nav li:hover > .dropdown { display: none; } .nav li.open:hover > .dropdown { display: block; }
  .nav .mobile-cta { display: block; margin-top: 24px; }
  .nav .mobile-cta .btn { width: 100%; }
  .hero { padding-top: 64px; }
  .hero-grid, .split, .svc-layout, .article-layout, .cta-band, .post-feature { grid-template-columns: 1fr; }
  .hero-copy { padding-bottom: 0; }
  .hero-media { min-height: 320px; margin: 0 -24px; }
  .hero-media img { border-radius: 0; }
  .hero-card { left: 24px; bottom: 24px; right: 24px; max-width: none; }
  .trust ul { grid-template-columns: 1fr 1fr; }
  .trust li { border-left: 0; padding: 18px 0; }
  .g3, .g4, .post-grid, .steps { grid-template-columns: 1fr 1fr; }
  .qa { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .sticky-card { position: static; }
  .cta-band { padding: 40px 28px; }
  .article-aside { display: none; }
}
@media (max-width: 640px) {
  .wrap { padding: 0 20px; }
  .topbar .tb-left { display: none; }
  .topbar .wrap { justify-content: center; }
  .section { padding: 60px 0; }
  .g2, .g3, .g4, .post-grid, .steps, .facts, .fgrid, .checks, .trust ul, .other-services, .post-nav { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .btn-row .btn { width: 100%; }
  .deadline-band { flex-direction: column; align-items: flex-start; }
  .form-card { padding: 24px 20px; }
  .logo img { height: 34px; }
  .post-nav .next { text-align: left; }
  .qa-item p { margin-left: 0; }
}

/* ---------- inner pages ---------- */
.page-hero .eyebrow { margin-bottom: 14px; }
.page-hero .btn-row { margin-top: 28px; }
.page-hero-grid { display: grid; grid-template-columns: 1.15fr .85fr; gap: 56px; align-items: center; }
.page-hero-img img { border-radius: 20px; width: 100%; aspect-ratio: 4/3.2; object-fit: cover; box-shadow: var(--shadow); }
.page-hero.has-img h1 { max-width: 20ch; }
.ticks { list-style: none; margin: 0; padding: 0; display: grid; gap: 10px; }
.ticks li { display: grid; grid-template-columns: 20px 1fr; gap: 10px; align-items: start; font-size: .97rem; }
.ticks .tick { width: 18px; height: 18px; color: var(--green); margin-top: 4px; }
.quote { margin: 0; background: var(--navy); color: #dfe4f3; border-radius: 20px; padding: 56px 64px; position: relative; overflow: hidden; }
.quote::before { content: "\201C"; position: absolute; top: -28px; left: 34px; font: 600 10rem/1 var(--font-head); color: rgba(176,141,87,.35); }
.quote blockquote { margin: 0 0 24px; font: 500 clamp(1.25rem, 2.2vw, 1.65rem)/1.45 var(--font-head); color: var(--white); letter-spacing: -.01em; position: relative; max-width: 50ch; }
.quote figcaption strong { display: block; color: var(--white); font-family: var(--font-head); }
.quote figcaption span { color: #d9bf8f; font-size: .9rem; }
.person { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; }
.bg-soft .person { border-color: transparent; box-shadow: var(--shadow); }
.person .avatar { width: 56px; height: 56px; border-radius: 50%; background: var(--navy-50); color: var(--navy); display: grid; place-items: center; font: 600 1.05rem var(--font-head); margin-bottom: 18px; letter-spacing: .02em; }
.person .role { font: 600 .78rem var(--font-body); letter-spacing: .1em; text-transform: uppercase; color: var(--brass); }
.person h3 { margin: 6px 0 10px; }
.person p { font-size: .97rem; margin: 0; }
.contact-cards { display: grid; gap: 16px; margin-top: 28px; }
.contact-card { display: grid; grid-template-columns: 48px 1fr; gap: 16px; background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); padding: 22px; text-decoration: none; color: var(--body); }
a.contact-card:hover { border-color: var(--navy); color: var(--body); }
.contact-card .ic { width: 48px; height: 48px; border-radius: 12px; background: var(--navy-50); color: var(--navy); display: grid; place-items: center; }
.contact-card h3 { font-size: 1.05rem; margin: 0 0 4px; }
.contact-card p { font-size: .95rem; margin: 0 0 6px; }
.contact-card strong { color: var(--navy); font-family: var(--font-head); }
.notice { display: flex; gap: 10px; align-items: flex-start; font-size: .93rem; background: var(--brass-soft); border-radius: var(--radius-sm); padding: 14px 16px; margin-top: 20px; color: var(--ink); }
.notice svg { flex: none; color: var(--brass); margin-top: 2px; }
.example { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.example .card .big { font: 600 1.9rem/1.1 var(--font-head); color: var(--navy); letter-spacing: -.02em; margin-bottom: 10px; display: block; }
.example .card.hl { background: var(--navy); border-color: var(--navy); color: #c9d1ea; }
.example .card.hl h3, .example .card.hl .big { color: var(--white); }
.rules .card { border-top: 3px solid var(--navy); }
.split-sticky { position: sticky; top: 110px; }
.fine { font-size: .85rem; color: var(--muted); }
.form-section .form-card { max-width: 860px; }
.form-group-title { grid-column: 1 / -1; font: 600 .78rem var(--font-body); letter-spacing: .1em; text-transform: uppercase; color: var(--brass); margin: 18px 0 -4px; padding-top: 18px; border-top: 1px solid var(--line); }
.form-group-title:first-child { margin-top: 0; padding-top: 0; border-top: 0; }
.prose-page { max-width: 760px; }
.prose-page h2 { font-size: 1.45rem; margin-top: 2.2em; }
.prose-page h3 { font-size: 1.15rem; margin-top: 1.6em; }
/* calculators re-themed to the site */
.calc-wrap #p1031calc { max-width: none; }
.calc-wrap #p1031calc .pc-card { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow); padding: 32px; }
.calc-wrap #p1031calc h3 { font: 600 1.45rem var(--font-head); color: var(--ink); letter-spacing: -.01em; }
.calc-wrap #p1031calc label { font-weight: 600; color: var(--ink); opacity: 1; }
.calc-wrap #p1031calc input, .calc-wrap #p1031calc select { border: 1px solid #d0d5dd; border-radius: var(--radius-sm); padding: 12px 14px; font-family: inherit; }
.calc-wrap #p1031calc input:focus, .calc-wrap #p1031calc select:focus { outline: 2px solid var(--navy); outline-offset: 1px; }
.calc-wrap #p1031calc .pc-check input { width: 18px; height: 18px; }
.calc-wrap #p1031calc .pc-out { background: var(--navy-50); border-radius: var(--radius-sm); color: var(--ink); }
.calc-wrap #p1031calc .pc-warn { border-radius: 0 var(--radius-sm) var(--radius-sm) 0; }
.calc-wrap #p1031calc .pc-btn { background: var(--navy); border-radius: 999px; padding: 13px 22px; font-weight: 600; }
.calc-wrap #p1031calc .pc-btn:hover { background: var(--navy-700); color: var(--white); }
.calc-wrap #p1031calc tr.t td { color: var(--navy); }
.calc-page .pxc { --ink: #101828; --muted: #667085; --panel: #f6f7fa; --paper: #fff; --hi: #eef1f8; --f-head: var(--font-head); --f-body: var(--font-body); padding-top: 64px; }
.calc-page .pxc .step { box-shadow: none; border-radius: var(--radius); padding: 1.3rem 1.4rem 1.4rem; background: var(--panel); }
.calc-page .pxc .step::before { content: none; display: none; }
.calc-page .pxc h1 { font-weight: 600 !important; }
.calc-page .pxc .eyebrow { color: var(--brass); font-weight: 600; }
@media (max-width: 980px) { .page-hero-grid { grid-template-columns: 1fr; gap: 36px; } .example { grid-template-columns: 1fr; } .split-sticky { position: static; } .quote { padding: 44px 28px; } }
.bg-navy .step { background: rgba(255,255,255,.06); box-shadow: none; border: 1px solid rgba(255,255,255,.12); }
.bg-navy .step p { color: #c9d1ea; }
.bg-navy .step::before { background: var(--brass); }
.form-preview { position: relative; display: block; background: var(--soft); border: 1px solid var(--line); border-radius: 20px; padding: 28px; text-decoration: none; }
.form-preview img { border-radius: 6px; box-shadow: 0 2px 6px rgba(16,24,40,.08), 0 18px 40px rgba(16,24,40,.12); max-width: 420px; margin: 0 auto; }
.form-preview .btn { position: absolute; left: 50%; bottom: 40px; transform: translateX(-50%); box-shadow: var(--shadow); }
.form-preview .btn svg { width: 18px; height: 18px; }
.split > *, .grid > *, .page-hero-grid > * { min-width: 0; }
.form-preview img { width: 100%; }
@media (max-width: 640px) { .form-preview { padding: 18px; } .form-preview .btn { width: auto; bottom: 28px; } }